Boating is a very relaxing activity to do on a nice day, but when things go awry, it can really mess with your normal daily life. Boating accidents can cause devastating injuries that could leave you in financial ruin. You may have a ton of medical bills. You may be unable to return to work, which will cause you lost wages and make it even harder to pay those unexpected medical bills. After you read up more on your case, please do not hesitate to call our Jacksonville boat accident lawyers to set up a free case evaluation to go over the details of your accident and your legal options.
Florida Statutes of Limitations
The statute of limitations is the amount of time within you are permitted to bring your boating accident claim to civil court. It is a hard deadline that, when missed, you cannot do anything about. Florida statute of limitations gives four years for personal injury cases including boating accidents to bring your claim in civil court. You should not wait those four years to hire an attorney. If you call on the last day of your statute of limitations, you will not be able to successfully bring your case. These take time to build into strong cases and we want to make sure we have plenty of time to do this. We highly encourage you to hire an attorney right away for that reason.
How Compensation Works
We will always be working to get you the most possible amount of compensation, but you should be aware of the Florida pure comparative negligence rules that affect your ability to collect a compensation award when you share fault. The way it goes is if you are deemed from 1-99% at fault for the accident, then you will have a reduced amount of compensation. If you are 100% at fault for your accident, then you are going to be completely barred from receiving compensation. If you are 0% at fault, you will get the full amount of compensation you are rewarded. These percentages are determined by the insurance companies. If you fall in the range of 1-99% at fault, your award will be reduced to reflect your fault. For example, if you are deemed 40% at fault – maybe you were operating the boat at unsafe speeds – and you are awarded $100,000 in injuries, then your award will be reduced to $60,000.
Types of Boating Accident Injuries
Because safety protocol on a boat is more lax than a car, you are prone to more serious injuries when you are in an accident. The most common boating accident injuries include:
- Broken bones and fractures
- Head, neck, and back injuries
- Internal organ damage
- Concussion or contusion
- Traumatic brain injury
- Spinal cord damage
What you must do after your boating accident is seek medical attention. Whether it be immediately after the accident and you are rushed away on an ambulance, or you go to the emergency room, urgent care, or primary physician after you wait for the authorities to do some information collection. You need to get to the doctor right away so that you are not at risk of worsening your condition. You also should get medical attention immediately because if you wait, the liable party’s insurance company may use that as a reason to claim you were not badly injured enough to require treatment or that your injuries came at a date later than your boating accident.
Do Not Talk to the Insurance Company
If you want to avoid one of the worst things you can do for your case, then do not give a recorded statement to the insurance company. They will be calling you shortly after your boating accident case to see if you are willing to give them a recorded statement. This is not something you care going to be obligated to give. You don’t need to pick up the phone when they call you. The best thing you can do is hand over all communication with the insurance company to your attorney. They will know how to deal with the questions they have without putting you in the wrong.
Call Our Team of Jacksonville Boat Accident Lawyers Today
If you are feeling stressed and overwhelmed, know that we understand that feeling and want to help you. You should make getting better your main focus and we will make your legal business our main focus. Edwards & Ragatz will work to protect your rights to full and fair compensation, collect any and all evidence, speak to witnesses, and litigate your case to success if need be. Do not hesitate to call our Jacksonville boat accident lawyers today to set up your free initial consultation. We will guide you every step of the way.