Phantom Vehicles causes significant injuries

A woman was airlifted Sunday afternoon to Shands Hospital in Gainesville after the car she was riding in flipped on Interstate 10 in Columbia County, according to the Florida Highway Patrol.   A 54-year-old female from Jacksonville suffered serious injuries in the crash.  The driver, a 52-year-old male, was not injured.  According to the FHP report, the driver was driving his Chevrolet truck east on I-10 just before 2 p.m. Sunday when an unknown vehicle traveling in the next lane cut in front of the truck, forcing the Chevrolet truck to slam on his brakes and pull the wheel to avoid a crash.  The truck slid onto the south shoulder and flipped.  The other vehicle left the scene, troopers said.
Who pays for the injuries in this horrible accident?  Florida law states uninsured motorist (UM) insurance pays if you, your passengers or family members are hit by someone who is “at fault” and does not have insurance, or has insufficient liability insurance to cover the total damages sustained by you. This applies whether you are riding in your car, riding in someone else’s car or are struck by a car as a pedestrian. UM insurance also applies in a hit-and-run situation, or in a “phantom” vehicle accident. UM insurance pays for medical expenses, lost wages (beyond your PIP coverage), bodily injury, sickness, disease or death resulting from a motor vehicle accident that you and your passengers suffer.
Accidents involving vehicles and phantom vehicles can involve horrible injuries and significant liability.  If you or a loved one has been in a car accident, you can contact Edwards & Ragatz for a free consultation at (904)399-1609 or (866)366-1609 or email us directly at

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